✦ Market Crash AI Challenge · Free 3-Night Live Training
Discover How to Use AI to Find
Quality US Stocks During Market Crashes —
Without Guessing, Chasing Tips, or Watching Charts All Day

Join Savwee's free 3-night live challenge. Julio leads all 3 nights and teaches the FATARM way — a simple checklist to tell which crashed stocks may be "on sale", and which ones may be dangerous traps.
WHAT'S FATARM? Savwee's step-by-step way to check a stock — its business, its numbers, its timing, and its risk — before you invest.
Free · Live on Zoom · No credit card · Beginner-friendly
- 5,000+ Malaysian students
- 1,240 verified reviews
- 5.0★ Google
- 13 Years stock investing education
13 YearsMalaysia's Stock Investing School
Which One of These Sounds Like Your Life Right Now?
You wake up. Go to work. Come home. Scroll the same headlines. AI coming for your job. Your retirement savings (EPF in Malaysia, CPF in Singapore) won't be enough. Ringgit buying less each month. You think "I should start investing." But you don't know how to do it right. And there are too many scary stories. Close the app. Again. One of these is you.

Nodded at even one? Good. Keep reading.
Meet someone who said yes to all five. And did something about it.
"My employer closed down near my retirement. I panicked — took my EPF, gave it to a group I found on Facebook. Lost everything. It was a scam. I almost gave up."
"After joining, I learned financial analysis, technical analysis, and risk management — the three things that actually matter. In 2025 I earned a 17% return on the US market using only half my capital. I also built a slow, safe dividend portfolio in Malaysia that I can pass down to my children."
"My only regret is not starting sooner. Don't wait for the perfect time. Start learning. Start small."
Came to Savwee near retirement after losing her EPF to a scam. Learned the system. Now invests on her own. 17% return in 2025. With a dividend stock collection she'll pass to her children.
Every Headline Scaring You Just Made Stocks Cheaper
The same news that scares you to sleep is the same news that put US stocks on sale.
AI taking jobs. Petrol up. Food up. Ringgit weaker. That's your news feed. Those same things pushed the market down. They opened a rare way in. Three of them, lined up at the same time:

Every problem you've been carrying just opened a door.
These things didn't happen to you. They happened for you. A way in that hasn't been here since 2022. Before that, 2020. You're standing in front of the next one.
Cheap Doesn't Always Mean Safe. Here's How To Tell.
Because "30–60% off" is not the same as "30–60% safe."
Some crashed stocks come back in a year. Others die and never come back. Buy the wrong one and you lose money. Buy the right one and this crash becomes the best money choice of your life.
What if you already own a losing stock? How do you know if it will come back? Or if it's already dead? Without a way to tell, you're guessing. And guessing costs money.
For show only. Not a stock tip. Both look the same until they don't. You need a way to tell them apart before the chart shows it.
The fix: a simple checklist that helps you separate a quality stock that may be temporarily cheap from a weak business that may keep falling. Meng Teck spent 13 years building it. In 3 nights, Julio teaches you how to use it. AI does the hard part. You just decide.
Here's What You'll Discover in These 3 Days
Three nights, live on Zoom. Julio leads all three sessions. Each night gives you something concrete and answers a question you've asked yourself while looking at the market.
Use Options With Controlled Risk


Leads Nights 1–3 for the English challenge. A teammate from Savwee's early days, Julio teaches value-growth thinking, swing setups, and fixed-risk options from the ground up. No big words. Nothing assumed.
Built From RM9,500. Now Taught By The Savwee Team.

- Started investing with RM9,500
- Millionaire by age 26
- Top 24 ICULS shareholder FY 2025 in E&O Bhd (billion-ringgit PLC)
- Interviewed PLC bosses — Kerjaya Prospek, Hibiscus Petroleum, E&O
- RM1M+ profit in a single year (2025)
- 13 years of real, full-cycle investing experience
- Covers US, Canada, Australia, HK, Singapore & Malaysia stocks
Where it started
Meng Teck came from a working-class family (B40 in Malaysia). His father drove a lorry. His mother was a supermarket promoter. No money people at home. He started with RM9,500 and a RM3,500/month customer-service job — where a lot of people reading this are right now.
What he built
He flew out to meet the "Warren Buffetts" of Thailand and Malaysia. Dr. Niwes and Koon Yew Yin. Plus Indonesia's Lo Kheng Hong. Their lessons boiled down into one method he named FATARM — a value-growth way to pick stocks for normal people. Not day-trading. Not crypto. Boring. Repeatable.
What you receive
Savwee trained an AI on 13 years of FATARM. That's what you get: a way to check a stock in less than 5 minutes, an AI that does the hard part, and the trust to act. In this English challenge, Julio teaches the system live for Nights 1–3, with the Savwee team keeping it practical for beginners. 76% of Savwee students started at zero. You'll fit right in.
"You do not need to be a finance expert. You don't need experience. You need a clear method. And someone to walk you through it, step by step."
Maybe this is you.
- You opened an investing app, but still haven't dared to buy your first US stock.
- You watch Nvidia, Tesla, Microsoft, or Google move — but don't know if they're cheap, expensive, or risky.
- You read YouTube, Telegram, TikTok, and finance news — but still don't know what to do.
- You want to use AI, but you don't trust random ChatGPT stock picks.
The problem is not that you need more information. The problem is that you need a way to decide.

All 3 nights free. Save your seat while seats last.
Savwee Education
13 Years · Malaysia's Stock Investing SchoolDon't Take Our Word for It. Hear Theirs.
Over a thousand have come through. A few, in their own words.
"I started at 30 with zero background. YouTube, Google — everyone teaches it differently. After joining Savwee, I learned to have a game plan and keep dry powder ready. In April I bought ASML and Google. Both grew 50 to 100%."
"Don't wait. Just start the habit. That's what builds wealth over time."
Zero investing background. Bought ASML and Google during the crash. Both up 50–100%. Stock collection up about 10% by November 2025.
Verified reviews from Facebook (1,240 reviews) and Google Maps — go check for yourself.
Can You Lose Money Investing? Yes. Everyone Does.
Straight talk: you will have losing trades. Some months the market drops. Some stocks go the wrong way. Anyone selling a straight line up is selling something risky.
The real question isn't if you'll lose on a trade. The question is where your money ends up 5, 10, 20 years from now.
Zoom out 30 years. The S&P 500 has had crashes (2000, 2008, 2020, 2022) and plenty of pain. Now picture the boring path: RM10,000 to start, then RM500/month for 30 years. No picking. No timing. Versus the two places most Malaysians park their money:
RM10,000 + RM500/month · 30 years
Assumes Fixed Deposit ~3% p.a., EPF ~6% p.a., S&P 500 ~10% p.a., compounded monthly · Illustrative only. Past performance is not a guarantee of future results.
Same RM190,000 over 30 years. Three places to put it. S&P 500: RM1.33M. EPF: RM562K. Fixed Deposit: RM316K. Same work. Very different results.
Now picture stopping the "blind buying" altogether. You use a simple checklist that flags which stocks are temporarily cheap and which ones may keep falling. That's what the 3 nights teach.
Now the Question Nobody Asks:
What's the Risk of NOT Doing This?
"Not investing" isn't "safe." It's its own risk. The one no one talks about. Because it doesn't come with a headline. It creeps in quietly. You notice only when it's too late.
Inflation. A sure loss. Every year the ringgit in your bank buys less than last year. Not a risk. A fact. Doing nothing is slow bleeding.
Pay vs. cost of living. Petrol up. Food up. Houses up. Paycheck flat. It gets tighter every year. Already happening.
Ageing. Your working years run out. Every year you wait is one less year to grow your money. Start at 30 vs. 40. The gap at 60 is huge. You can't buy those years back.
EPF alone isn't enough. Not for the retirement you want. Your parents know. Your workmates near 60 know. You can feel it coming.
Same loop, ten years deep. Same job. Same worries. Same "I'll start next year." Said again and again for 10 years while the window closes.
Investing has risk. Not investing has certainty. The certainty that inflation and time will win by default.
The 3 nights teach you the first kind of risk. The one that works in your favour.
Everything You Get in 3 Nights — Stacked Up
6–8 Oct · 8:00 PM MYT · Live on Zoom
A Year From Now, You'll Wish You Started Today
Join the Challenge? Costs you nothing.
Do nothing? Costs you the next few years.
AI, a crash, and a beginner-friendly method don't line up every year. Three nights. Free. The only thing you can't get back is time.
Still on the Fence? We Get It.
Built for you first. 76% of students had zero experience. No big words. Nothing assumed. AI does the work. You look at a few numbers and decide. If you can follow a simple checklist, you can follow this.
70% of our students are 45+. One started at 58. Built for people who don't want to stare at screens all day. About 30 minutes a week.
A lot less than you think. Meng Teck started with RM9,500. Some students started with less. Night 1 covers the real lowest amount.
No catch. These 3 nights are more useful than most paid courses. Some will want to go deeper with our paid programme. That's optional. It's how we keep this going. The 3 nights stand on their own.
No. All investing has risk. Past performance is not a guarantee of future results. Nothing shared is financial advice. It's education. Run from anyone who guarantees returns. By Night 3, you'll have a system, a process, and the trust to make smart choices. Results depend on you.
Last time you didn't have a system. You had a tip, hope, or a hunch. Now there's FATARM. A boring, repeatable process. And AI that helps with the work.
Which of These Two People Will You Be This Time Next Year?
"Maybe next time" sounds harmless. Until you see what one year of waiting costs over ten:
Some think you need big money. Others think you need big returns. No. You need time. The sooner you start, the easier you win.
+ RM500 a month
+ RM1,000 a month
Person A ends with RM1.49 million more. After putting in RM20,000 less. That's compounding. That's what you lose every year you wait.
For show only. Assumes 20% p.a. average return with monthly compounding. The kind of return you can get with an active strategy, not passive index returns. Past performance is not a guarantee of future results.
By the end of the 3-night challenge, you should walk away with:
- A clearer way to use FATARM to judge a US stock.
- A simple AI-assisted research workflow.
- Your first beginner-friendly watchlist process.
- A better sense of when to buy, wait, avoid, or walk away.
- More confidence to stop relying on random tips and gut feel.
You know which one you want to be. One question: sign up today? Or ten years from now wish you had.
P.S. — You're still reading. Something in you knows this crash is your moment. 3 nights. AI helps with the work. You decide. Window's open. Sign up now →
P.P.S. — Meng Teck started with RM9,500 and a RM3,500/month customer-service job. B40 family. Lorry driver father. If this system was built from zero, imagine what you can do with a method, an AI, and 13 years of learning taught clearly in 3 nights. Sign up now →
P.P.P.S. — 76% of students had zero experience. You're not behind. You're right on time. Starts 6 Oct. Save your free seat. Sign up now →
Savwee was built for people who did not grow up around finance people, private bankers, or stock-market mentors.
Most people are not bad with money. They were just never taught how to invest with a system.
The Seat Is Free. The System Is Real. The Only Question Left Is Whether You Will.
You have read this far. You have seen the system, the results, and who is teaching. The only thing left is a decision that takes 30 seconds: reserve your free seat before you leave.
Tuesday – Thursday, 6 – 8 Oct · 8:00 PM MYT · Live on Zoom
Disclaimer
Savwee Education Sdn Bhd is a financial education provider. We are not a licensed investment adviser or fund manager under the Securities Commission Malaysia, and nothing on this page constitutes personal financial advice, an offer, or a solicitation to buy, sell, or hold any security. All content is delivered for educational purposes only.
Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Student results shared on this page — including specific returns, portfolio gains, or dollar figures — are individual outcomes over various time periods and are not typical. Results vary based on individual effort, starting capital, market conditions, risk tolerance, and timing. Meng Teck's personal results reflect 13 years of full-time investing experience and should not be taken as a projection of what any student will achieve.
Savwee provides investing education only and does not provide personal financial advice or guarantee results. Any decision to invest or place trades is yours alone.




